BiFu Wealth's "HKEX Anchor Investment Select Fund" Matures: Nearly 50% Actual Return in Two Months

Outperformance validates asset management strength as BiFu's wealth lineup adds "Flexible Savings," a new option for everyday investors

Amid persistent volatility in the global macro environment and growing uncertainty in asset pricing, investors have never craved "certainty" as much as they do today.

While much of the market's capital is still wavering between stocks and bonds, the "HKEX Anchor Investment Select Fund" under BiFu Wealth has delivered a clean result: the product recently reached maturity and has officially begun paying out principal and returns. The fund launched with an expected annualized return of 50%. Pro-rated over its roughly two-month lock-up period, that implied a return of around 8%. Instead, the actual holding-period return paid out reached 49.94%, effectively hitting a full year's target in just two months, far exceeding expectations and closing out this cycle on a strong note.

For investors, a payout that arrives on time is far more convincing than any marketing pitch. For BiFu Wealth, it serves as a public "proof of capability": even as secondary-market sentiment swings and returns diverge, the platform can still identify and deliver relatively certain paths to returns for its users.

Certainty Across Cycles: A Case Study in Delivery

The fund's returns did not come from betting on market direction, but from a clear and repeatable strategy.

Rather than passively waiting for markets to recover, the fund participates directly, as an institution, in primary-market cornerstone placements of high-quality new-economy companies listing on the Hong Kong Stock Exchange (HKEX). During the 2025–2026 window, when Hong Kong's IPO market staged a broad recovery, leading unicorns in hard tech, AI, and biotech flocked to list in Hong Kong, and new listings commonly showed sizable liquidity premiums and valuation gaps on their first trading day. By participating as an institutional/cornerstone investor, the fund bypasses the crowded retail channel with its extremely low allocation rates and captures this listing-day upside with precision.

Even more important is its exit discipline. The fund does not engage in long-term price battles in the secondary market. Instead, it begins a tiered release of liquidity on the first day of listing, quickly locking in gains and recovering capital, completing a full capital cycle within a relatively short lock-up period. This approach — fundamentals over speculation, quick in and quick out, taking profits off the table — is at the core of how the fund maintains return certainty in volatile markets.

For ordinary investors, this has always been a very high barrier: public offerings of hot IPOs are often oversubscribed a thousand times over, retail allocation rates are frequently below 1%, and even lucky subscribers usually receive just a single board lot — hardly worth the time, effort, and capital. What BiFu Wealth does is open this institution-only channel to every user at a much lower entry threshold.

Not a Fluke: A Star Product Lineup That Keeps Delivering

One outsized payout might be luck; consistent delivery is strength.

Before this Hong Kong fund matured, BiFu Wealth's "Stellar Institutional Allocation Program" series had already sparked repeated subscription rushes. Backed by a clear strategy framework and rigorous risk-control screening, the series was frequently oversubscribed at launch, and its performance at maturity was equally strong: Phase 1 paid out a 45% return and Phase 2 paid out 31.27%, steadily building user trust in the platform's product selection. From the back-to-back payouts of "Stellar Institutional Allocation Program" to the on-schedule payout of the Hong Kong select fund, BiFu Wealth is building a reputation for being "reliable with high returns" through payout records, not slogans.

Underpinning all of this is the platform's ongoing ability to source and select quality assets. It focuses on cornerstone deals in high-demand sectors such as chips, healthcare, AI, and energy, as well as deals led by industry leaders. Under strict risk-control screening, it filters out targets with a high risk of trading below issue price, such as overvalued bubbles and traditional sunset industries, and sticks to a disciplined exit approach of taking profits in time. This "strict in, strict out" selection and risk-control logic turns excess returns from a one-off stroke of luck into a capability that can be validated again and again.

Notably, to protect principal while pursuing excess returns, these products use a rigorous structured tiering design at the underlying level, supported by independent fund administration, compliance, and custody mechanisms, aiming to secure more competitive returns for investors within a risk-controlled framework. This dual focus on returns and risk control is what gives the star product lineup the foundation to keep delivering.

From High Net Worth to Everyone: "Flexible Savings" Puts Idle Funds to Work

Outsized returns are impressive, but BiFu Wealth's goal goes beyond serving a small group of high-net-worth users. A truly mature wealth management platform should offer suitable options for users of every capital size and risk appetite.

To that end, alongside customized funds for specific investors, the platform has launched "Flexible Savings", a more accessible flexible earn product. It offers a fixed 8% annualized return with a minimum of just 100 USDT, keeping the entry bar low. More importantly, it supports real-time principal redemption — deposit and withdraw anytime, with no lock-up period — making it a natural home for the idle funds sitting in users' accounts.

Its interest mechanism is equally clear and transparent:

• Daily accrual and settlement: Each day's earnings are credited to the user's available platform balance the following day, so returns are visible and tangible.
• T+1 interest start: With 16:00 (UTC+8) as the daily cutoff, subscriptions made at or before 16:00 begin earning on the next day (T+1), with earnings credited on T+2.
• Real-time principal redemption: Redeemed principal is transferred instantly to the available platform balance, giving users full flexibility to move funds and never miss an opportunity.

On one end are select funds pursuing excess returns over a defined cycle; on the other is flexible savings, balancing yield and liquidity with anytime access.

BiFu Wealth is building an all-round wealth management lineup that covers different risk appetites and capital horizons. Whether you are an active investor seeking high-certainty opportunities or a cautious user who simply doesn't want idle cash losing value, you can find your own answer here.

One Account, Trade the World

The ongoing expansion of its wealth product lineup reflects BiFu's broader strategic vision: "One Account, Trade the World."

Through a unified account system, BiFu connects allocation channels across Crypto, FX, stocks, RWA, and other asset classes. Users no longer need to shuffle funds across different platforms, currencies, and accounts — a single account gives them access to quality assets worldwide. This is not just a boost in trading efficiency, but a step toward financial equality for everyday investors: global asset allocation capabilities once reserved for institutions and high-net-worth individuals are becoming accessible through BiFu.

By using digital assets as a unified medium for deposits, withdrawals, and pricing, BiFu makes cross-market, cross-currency fund flows and asset allocation smoother than ever. The listing-day upside of Hong Kong IPOs, hedging opportunities in global FX, the growth potential of crypto assets, the real-world yield of RWA — opportunities once scattered across different institutions and behind different barriers are now brought together in a single account.

From a single product's outsized payout, to a full-spectrum wealth management lineup, to a unified gateway for global multi-asset investing, BiFu is turning the idea of "letting everyone invest globally like an institution" into reality, one step at a time. The outsized payout of the "HK Cornerstone Investment Select Fund" is just one clear milestone along this long road.

About BiFu

BiFu is a next-generation all-asset trading platform connecting trading, assets, and future markets. Through a unified account system, BiFu gives users multi-asset trading access including crypto derivatives, FX CFDs, tokenized stocks and RWA, prediction markets, Earn, and copy trading.

One Account, Trade the World.